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Posts Tagged ‘money’

  1. Make money surfing the web…… why not?

    January 4, 2012 by Karl

    Search & Win berry berry berry berry berry
    In this article you will learn how to make money while surfing the internet like you do every day.  Make enough to pay for Christmas at the end of the year!

    This is not a scam! I have been doing this for over a year, and it really works!

    Several of these “search & win” sites exist.  The most noteworthy are Swagbucks and Zoombucks.  If you want to get your feet wet in this, open up a Swagbucks account and see how quickly you can earn some money.

    Here’s the way it works in general:

    Open up an account, do your normal website searching through either of these sites, and watch how quickly you can start winning “bucks”.  Now typically it doesn’t add up to a whole lot, about 30 cents a day in real dollars, but 30 cents ads up, and before you know it, you can cash in your “bucks” for Amazon Gift Cards (or some of the other “prizes” they want to sell you).

    Both Swagbucks and Zoombucks have the same basic exchange rate where one “buck” equals about 1 penny (more or less).  With Swagbucks, you need to have 450 “swagbucks” to cash in for a $5 Amazon Gift Card.  It typically takes about a week for the gift card to show up in your account.  Then you take it to Amazon, and use it to purchase what ever you want.  There is no limit to the number of gift cards you can use in one Amazon purchase, so you can build them up and use them to buy the family a nice gift at the end of the year.  I know a few people who have used nothing but Amazon Gift Cards to fund their Christmas.

    With Zoombucks you need to get 1000 “zoombucks” in order to receive a $10 Amazon Gift Card.  With a new account you actually need to reach 2000 zoombucks before you can cash in any points, so it can take a while.  Zoombucks also take longer to build.  If you are only collecting zoombucks through searching, you will typically only make about 4 to 5 zoombucks a day.  That’s a lot of days to add up to anything.

    Both sites also have other ways to make money, usually through signing up for things, watching their version of TV, or answering surveys.  I don’t bother wasting my time with these.  If you think about how much you make answering a 30 minute survey (usually about 50 cents) that’s about $1 per hour.  Not worth any rational person’s time, but some people become addicted to “winning” these bucks.

    Both sites also allow you to make money by promoting their sites.  I will make a few “bucks” if you sign up through one of the links I have provided.  You can too, if you get others to sign up through you.

    Both sites also offer toolbars for your web browser, with a nice simple search window, but they are not necessary if you don’t like having things cluttering up the top of your browser.

    Here’s my routine.  Every morning, I spend about 5 minutes winning a few swagbucks and zoombucks.  Then throughout the day my wife and daughter do some quick searches to win some bucks on their computers (tied into the same account).  Then I usually try again at night.  That’s it.  It builds up.

    Here’s a few hints.  With swagbucks, you usually don’t win more than once every two hours or so.  So I do a few quick searches until I win, and then stop for a while.  With zoombucks you will only win once a day or so.  If you don’t win on the first search of the day don’t waste any more time.

    That’s all there is to it!  Happy searching (and winning)!


    Search & Win Zoombucks

  2. Save money on your desktop printer

    January 3, 2012 by Karl

    Printer Photo berry berry berry berry berry
    This article will show you how to save money in the way that you use your desktop printer.  This is one more step in becoming a frugal and thrifty minded business owner.

    Printer saving basics

    One thing that seems to be overlooked by many in the population is how much money we spend on toner / ink cartridges. It is no secret that printer manufacturers give away the ink jet printers because they know how much profit they make on the cartridges they sell for them. Ink cartridges never last (perhaps by design), and cost a small fortune to purchase new.

    What you need to look at when purchasing any kind of printing device is the cost of the replacement cartridges, and how many “pages” they can print, to come up with a cost per page. This is really the only way to compare overall costs of printing devices.

    How much ink / toner is used on ‘one page of print’? Obviously, if you are printing a page that is all black for example, it will use more ink / toner than a page that contains only one short sentence. So there needs to be some kind of ‘page print’ standard to say what one page of print is. I believe that generally the manufacturers have come up with some fairly close representations, but I don’t know what their exact formulas are.

    To my knowledge there is not a single ink jet printer out there that is worth purchasing. Even if you get it for free, your price per page for the ink cartridges could bankrupt some small businesses. A toner based printer is the only way to go in my opinion.

    Everyone knows what ink is (for the most part), but what is toner? Think of it as a very, very, very finely ground colored plastic powder that has magnetic properties. The laser “writes” onto a drum which magnetically attracts the toner in the places where the laser has written. The powder is then transferred to the paper, and melted in place with an iron. This is why the paper is always warm when it comes out of a laser printer.

    Every manufacturer has come up with some way to gauge how much toner is left in the cartridge. HP uses a little computer chip on the cartridge that starts counting down pages the minute you put it in the machine. Brother has a mechanical gear device that moves very slightly every time a page is printed. Each method has its own pluses and minuses. The HP toner cartridge print meter can usually be overridden from the menu on the printer. The brother gear driven mechanism cannot be overridden from the printer menu, but can be mechanically reset by hand. Both manufacturers cartridges usually report empty when they are about one-half to one-quarter full. This means that the average toner user is throwing away a good portion of their print capability. The only way to gauge when the printer cartridge is truly out is to let it run until the page is missing color.

    With an HP laser printer, if you are not overriding the toner low alarm from the printer control panel, then the printer will stop functioning when it thinks it is empty, thus wasting much of the toner in the cartridge. Do a web search under the model number of your printer using words like “override toner low”, and you will likely find a post somewhere with step by step instructions on how to override it through the printer menu.

    With a brother laser printer, you need to take the cartridge out and remove three screws on the gear mechanism on the end of the cartridge, reset the gear package, and replace it in the cartridge. Some printers also have an optical sensor that shines a light through the toner cartridge to check toner level.  You can plug the window with black tape or putty to trick the printer into thinking it is full. Again if this is not done, you will be wasting a significant amount of toner. Do a web search on the specific toner cartridge you have, again with words like “override toner low”, and you will find instructions on how to reset the gear mechanism and how to plug the light sensor.

    These are the two manufacturers that I am familiar with, but I’m sure others also have similar setups. The web is a powerful tool in learning if or how you can override these devices.

    Toner Cartridge Photo

    Toner Recycling

    Once the cartridge is truly empty, you have two choices; Buy a new or re-manufactured toner cartridge, or you can re-manufacture it yourself. Toner kits are available for every toner cartridge ever made, to replace the content in the cartridges. A simple search on Amazon will show you the savings. Some are more difficult to do than others. I would not rely on a re-manufactured toner cartridge from a company I have not heard of. Many shady businesses have popped up in this business over the past ten years, and it has become a very cut-throat industry making corner cutting a standard practice with some.

    HP does not support re-manufacturing of cartridges, and puts as many road blocks in the way as possible to keep the money coming to them. If the rumors are true, the toner “recycling” program that HP has come up with is nothing more than a super sized trashcan that keeps the used cartridges out of the hands of the competition. Their cartridges are completely sealed, which means that you need to cut two holes in the plastic sides of the cartridge in order to recycle them. It’s not that hard to do with the proper tool, but it is an added inconvenience if you want to do it yourself.

    Brother’s toner cartridges have plastic plugs build into them that allow you to easily recycle the cartridge. Because of this, Brother gets a 5 frugalberry approval. Not only is their price per page much lower than the competition, but if you recycle the cartridge yourself, you can drop your price per page from about 3 cents, to about a penny (plus the price of the paper). HP is much, much higher.

    Generally speaking, a toner cartridge can be recycled as many times as the photostatic drum lasts in the cartridge. Sure, some other parts will eventually wear out too, but it is the drum that is the important component here. Again, Brother comes shining through on this one because the photostatic drum is built to last, and is actually a separate component of the toner cartridge. The part that is replaced on the Brother TN-360 cartridge does not include the photostatic drum, which keeps the cost of a new cartridge down. With HP, the photostatic drum is only designed for one use, and is part of mechanism that is replaced with the cartridge. Again, 5 frugalberries to Brother!

    Print Server Photo

    Networking Printers

    For years I was resisting buying an all-in-one printer copier machine. When our recent copy machine needed a replacement photo drum, the cost of the new drum made replacing the machine a much cheaper option. I decided to go with a Brother DCP-7040, and we are thrilled with it! Not only is it a work horse, but the price per page is well below anything else out there. Plus, since it does triple duty as a printer, copier, and scanner it takes up less space in the office, and uses only one cartridge as opposed to stocking two different types!

    With most printers you can buy a standard version and a network version. The standard version is usually cheaper by $100 or so, and ties directly into an individual computer, so that computer needs to be running with the printer shared to the network in order for it to be accessed by any other computer on the network. Also, in the standard version, if you purchase a multifunction printer, the scanner will only scan to the specific computer it is plugged into.

    With a network version of the printer, the printer is tied directly into the network router, which means that any computer on the network can print to it without going through another computer. Why the price difference? Well, it’s all just a marketing gimmick. They both cost just the same to produce from a manufacturing standpoint, but the manufacturers want to make some more money, so they price them differently.

    If you already have a standard printer, there is a way to make it a network printer. You can purchase a print server, starting at about $35. This is a little device that you plug the printer into, and then it communicates with the network router either through an ethernet cable, or a wireless signal (it depends on the network server that you buy). You can buy them for one printer, or you can buy a server that will work with multiple printers. If you have a multifunction printer, make sure you find a print server that is designed to work with multifunction printers, or you may have some problems getting the other functions to work.  You do need to be a bit of a technical geek in order to set up a print server.  Make sure the company you purchase from has good customer service!