‘Main’ Category

  1. How to Convert LP to CD or MP3 for FREE

    February 18, 2013 by Karl

    recordberry berry berry berry berry

    Sponsor:

    This article will show you how to convert vinyl records to CD or MP3 for FREE. This assumes that you have the appropriate cable, a computer, and a turntable to play the record. This conversion can be very time-consuming (about one hour actual time per LP), but if you don’t mind spending the time, you can save lots of money in CD purchases, or in sending it out for professional transfer.  My personal reason for doing this has been to convert the approximate 150 albums that I have into something I can listen to without having all this heavy equipment taking up space in the house.  Once I am finished with all of them, the turntable is likely to go.

    Some audiophiles will tell you that this method of conversion is not going to give you the best quality recording.  This is true, but for 99% of the population this will provide a very good quality recording, and we are, after all, talking about vinyl records with all their hiss, pops, and skips.

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    First, if you still have a turntable you are in good shape.  Others will need to beg or borrow from friends who still have this stuff sitting in their attics.  Check Craigslist.  You may be able to find one locally for free.

    The next thing you need is a cable to go from the turntable to your computer.  A laptop is very handy for this, but you could use any computer that you can move close to your turntable.  In most cases the cable you will need has RCA connectors on one side, and a 3.5mm microphone jack on the other.  If you don’t have this type of cable in your house, you can buy one locally from Radio Shack, or on Amazon HERE.
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    Now we need some software for the computer that can be used to record and edit.  For this we use a free program called Audacity.  Download and install the program on your computer.

    The rest is fairly simple.  Just follow the video below:

    How to convert LP’s to CD or MP3 from Frugalberry.com on Vimeo.


  2. Buy a duplex for low cost living!

    January 18, 2013 by Karl

    duplexberry berry berry berry berry

    Sponsor:

    This may actually be the best kept secret ever!

    One of the biggest tips I could ever offer comes from what I learned in the monopoly game as a kid. If you fit into any of these categories: single, low-income, renting, married with one income, just slugging through life, you can very likely buy a duplex and live in a nicer place for less money.  NO JOKE!

    Back in my single years I wanted to buy a home but knew I couldn’t afford one when looking at my income compared to the prices of houses. I had looked at a few mobile homes, but realized very quickly that this would be a bad investment.  Mobile homes give you a house payment along with a property rental fee with no real value once it is paid off. Bad idea.

    I had heard a few years before that buying a duplex (two apartment house) was a good idea, and so I started investigating. I contacted a local Real Estate agent and showed her my income.  She agreed that this would be a good option and showed me a few duplexes that I could afford at my income level. Keep in mind that you can afford more home when you buy a duplex because you are collecting rental income from one apartment while you live in the other.  The banks see this as a secure investment.

    I was totally shocked when I realized that I could buy a home, live in one apartment and rent out the other, all for about half the amount I was paying in rent for a one bedroom (if you could call it that) studio apartment.  Less money per month, and a bigger apartment!  Was there a downside?  I didn’t see it. (and still don’t)

    This ended up being the best investment I ever made. Yes, I did need to learn the in’s and out’s of being a landlord, but this wasn’t much of a headache considering the amount I was saving every month. I considered it a significant monthly income for only about 30 minutes worth of work a month (usually less than that).

    After buying that first duplex and living cheap for the first few years I was able to save enough money for a down-payment on another duplex. I moved out of the first, rented out my previous apartment, and moved into the second. When I was married, we bought a new house and kept the rental properties.  They were paying for themselves and giving us some income on the side.

    Why would anyone NOT do this? I have talked to many people over the years about this very thing.  They come up with every excuse in the book – they’re not handy, they don’t want the responsibility of being a landlord, they don’t have enough money (not true), if it’s that easy why isn’t everyone doing it? I think these are the same excuses that we all make for ourselves when looking at the possibility of stepping out of our comfort zone….. even if the pasture is CLEARLY greener on the other side. Sometimes that comfort zone that we live in ends up being our excuse to continue wallowing in our own misery. It’s painful where we are, but fear of the unknown keeps us from changing things.

    My job in creating this post is to try to convince you that YOU CAN DO THIS! You don’t need to settle! Yes, I ran into a few glitches as a landlord, but we run into problems in everything that we do in life.  Why not move forward in life rather than just slogging along?

    If you already own a home I encourage you to talk to any friends you may have that are renting. Help them out of the endless cycle of paying someone else’s mortgage.  Show them this article!

    If you are interested, the next step is to talk with a Real Estate Agent in your area.  Don’t just pick one out of the phone book.  Talk to friends and ask them if they know a good agent. Ask at your local church. But however you go about it, don’t procrastinate!  Make a phone call today! It could be the beginning of a much less stress filled life!

    If you are using your credit score as an excuse I encourage you to talk with a mortgage officer.  If you don’t know one, ask a Real Estate Agent! They are all very helpful and willing to help people out. If you explain to them that you have bad credit but want to figure out how to change your credit picture, they will likely help you out.

    If you need a good Real Estate Agent in the Fort Wayne, IN area, or the Philadelphia PA suburbs, I can give you some names of good people.  Just comment below.

    Now is the perfect time to buy because mortgage interest rates are so low!  Don’t wait!


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